The more people that drive your car the more expensive the premium, so stick to only named other drivers on the policy e.g. your partner. You are actually free to any anyone as a named driver to your car insurance policy. The named driver does not have to be family or even a relative! You could add your best friend if you wish!

If you have bought or are thinking of buying Comprehensive Car Insurance you will find that it more often than not will include BASIC cover for anyone to drive your car with your permission, even if they are not a named driver - as stated this is only basic cover - 3rd party cover.

The younger the age of the named drivers or the shorter the time the additional named drivers have had their licenses the highter your premium is likely to become. The facts are that claims from younger drivers do tend to cost an insurer upto twice as much as a more mature driver and this is reflected in the premiums. The same goes for if your adding additional named drivers with more experiance then your premium will go down too!

Parents be warned that if you are planning on taking out a second insurance policy with the aim of lowering your tenneagers car insurance premium it is imprortant to tell the truth about who is actually the main driver on that policy. If there is an accident and the insurance company have reason to believe that contrary to your initial declaration the driver was not a occasional car user, but the main driver, they may well refer you to your insurance policy and refuse to pay you out. If this is a very bad accident, things could get bad very quickly. If on the other hand you are hounest from the beggining you could stand to save a tidy amount insuring a younger driver on your policy as a named driver. The golden rule is to ensure that you name the main driver correctly.

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