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Make sure you know and state your requirements, it’s vital that you compare like with like when you are reviewing quotes.
Check all quotations and policies from car insurance companies very carefully before you sign anything. Easy to say but who really
has the time? To be prepared for the basics though is a good idea. Have a look at the following points at the very least
- Your excess charges
- No-claim discounts protection
- Are free loan or rental cars provided?
- Is your no claim discount protected?
- What is the compulsory excess
- Can you opt to pay an additional voluntary excess
- Is there a discount for off-street or garaged overnight (if applicable)
To ensure you are comparing like with like - read the small print. It is absolutely essential as this is a buyer beware area!
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